Apply
Apply online in a few minutes, or in any of our showrooms. You will need basic personal and income information.
Easy Financing via Synchrony Bank
Financing with Synchrony Bank
Sleep better now. Pay over time.
Apply in minutes for a fast credit decision, then use your account at any Sleep Center in Gainesville, Ocala or The Villages.
How it works
Three steps, and most applicants get a decision in minutes.
Get your decision
Most applicants receive a credit decision quickly, so you can keep shopping the same day.
Shop any location
Use your account at any Sleep Center in Gainesville, Ocala or The Villages, and on future purchases too.
Promotional financing options
Synchrony offers several plans. Available terms depend on your purchase amount and credit approval.
Ask us about your options
Promotional term lengths vary by purchase amount. Call us or stop into any showroom and we will walk you through what you qualify for on the mattress you are considering.
Other ways to pay
Financing is one option among many. We accept all of the following.
- Cash
- Personal checks
- Business checks
- Certified checks
- Visa
- Mastercard
- Discover
- American Express
- Layaway
Common questions
Will applying affect my credit?
Applying for a Synchrony account involves a credit inquiry. Ask us or Synchrony directly about how the application is processed before you apply.
Can I use financing on a mattress that is already on sale?
In most cases yes, and financing can often be combined with current promotions including 0% Interest. Check with us on the specific item, since terms can vary.
Can I use my account at more than one location?
Yes. Once approved you can use your account at any Sleep Center location, and on future purchases including bases, pillows and accessories.
What happens if I do not pay the balance within the promotional period?
Promotional financing terms differ, and some plans charge interest from the purchase date if the balance is not paid in full within the promotional period. Review your Synchrony account agreement with your Sleep Consultant for the terms that apply to your plan.
Ready when you are.
Apply online in a few minutes, or come see us and we will help you sort out financing alongside the mattress itself.
Subject to credit approval. Minimum monthly payments required. We reserve the right to discontinue or alter the terms of this offer at any time. See store for details.